Welcome to Buraq Bank

A new name and renewed purpose, we are on the move towards our launch soon.

Welcome to Buraq Bank (Formerly KT Bank) - Shaping the Future of Islamic Banking

Buraq Bank is an emerging Islamic digital bank, with In-Principle Approval (IPA) from the State Bank of Pakistan to commence its journey towards operational readiness.

We are redefining banking with a commitment to innovation, financial inclusion, and Shariah-compliant solutions. Built for the modern Pakistani customer, our services focus on current and savings accounts, digital banking, and inclusive financial tools designed for youth, underserved communities, and unbanked individuals.

Our mission goes beyond traditional banking; we are building a digital ecosystem rooted in Islamic values that provides accessible, affordable, and ethical financial services. Through smart technology and inclusive design, we aim to empower individuals and small businesses across Pakistan.

Discover the difference with Buraq Bank where innovation, trust and Shariah principles come together to help you thrive. Together, we’re building a stronger, more inclusive future for Pakistan.

Our Purpose

To create a financially inclusive Pakistan, ensuring that every individual and business has access to the financial resources and opportunities needed.

Our Vision

To become Pakistan’s leading digital bank, empowering individuals and businesses with innovative financial solutions.

Our Mission

To revolutionise banking in Pakistan with seamless, accessible, and ethical financial services by leveraging technology .

Core Values

Transparency
Integrity
Innovation
Customer
Community Impact

Our Leadership Team

Our leadership team is composed of industry experts with a wealth of experience in banking, finance, and digital transformation. Each member brings a unique blend of expertise and a commitment to redefining customer experiences through innovation and excellence. Together, they drive our vision to lead the future of digital banking.

Buraq Bank’s Management Team

Asif Sindhu
Chief Executive Officer (Acting) and Chief Financial Officer

Finance and Strategy professional with extensive experience in senior C-level roles. He has previously served as CFO at renowned organisations such as UBL, OGDC, Shell, and ANZ. Asif's diverse expertise and strategic acumen are invaluable in guiding our company's financial strategy and growth.

Hasnain Khoja
Head of Retail

Brings 30 years of experience in Retail Banking and payments. He has led NCB’s payments business, the largest in the GCC, and has previously worked with SCB, ANZ, and Citi. His extensive expertise is crucial in driving our retail banking initiatives.

Ahmed Saqib
CIO

Over three decades of experience in Technology leadership roles. He has previously worked with SCB, Soneri, and Emirates Global Islamic, and holds CISSP and blockchain certifications. His expertise is pivotal in advancing our technological capabilities.

Azhar Hussain
Head of Legal and Company Secretary

Legal and Governance professional with extensive experience in law and compliance. He has held prominent roles at SCB, Union, and DIB. His deep understanding of legal frameworks and governance practices makes him a key asset to our leadership team.

Javed Siddiqi
CRO

Risk and Credit specialist with over 30 years of experience in banking, primarily in credit & Risk. He has previously served as CRO /Head of Risk at two leading banks in Pakistan, bringing a wealth of risk management expertise to strengthen our operations.

Ahmer Aziz
Head of Treasury & FI

Treasury executive with 25+ years in Pakistan and GCC markets. Held senior roles at Bank of Punjab, NFIC Kuwait, Standard Chartered, and Faysal Bank. Skilled in treasury management, capital structure optimisation, financial risk control, and delivering growth through strategic treasury innovation.

Imran Taufiq Dhedhi
Head of Operations

Seasoned banking professional with 20+ years at Citibank and Meezan Bank. Expert in centralised operations, consumer finance, branch management, and risk governance. Renowned for building control systems, driving strategic initiatives, and ensuring regulatory compliance across functions.

Shariah Board

Mufti Ehsan Waquar
Chairperson Shariah Board

A pioneer in Islamic finance with 20+ years at SECP, NBP, UBL, Soneri, Al Baraka, PMRC & World Bank-IFC projects. Brings deep insight into Shariah structuring, governance & regulatory reform, and is known for impactful, standards-driven innovation across financial sectors.

Dr Mufti Imran Majeed
Member Shariah Board

With roles at Al Ghazali Univ., ESAAC & Jamia Tur Rasheed, Dr. Imran holds a PhD (INCEIF, Chancellor’s Award), MS Economics (IBA, Silver Medal), and Takhassus. He bridges Shariah and economics, and is known for leadership in Islamic banking and academic excellence.

Mufti Muhammad Ammar Ashraf
Member Shariah Board

Certified Shariah Advisor (CSAA-AAOIFI) with 7+ years at Faysal Bank & BoP. Holds MPhil, pursuing PhD, Dars-e-Nizami & Takhassus from Jamia Ashrafia. Completed ACSS (IBA), trainer at NIBAF (SBP), affiliated with Darul Ifta Jamia Ashrafia, and registered with SECP. A passionate Shariah expert committed to excellence in Islamic finance advisory.

Mufti Samiullah Daud
Resident Shariah Board Member

Mufti Samiullah Duad, a gold medalist from Punjab University, holds an MBA in Finance and an MS in Islamic Banking & Finance from IBA. Along with his Almiya and Takhassus qualifications, he has excelled in fatwa writing at the Darul Ifta of Jamia Tur Rasheed. At Buraq Bank, he brings a unique blend of contemporary finance & Islamic banking.

Our Experts

Dr. Fraz Chishti
CX/Design

Brings over 20 years of experience in banking, specialising in Customer Experience and Operational Excellence. He has previously worked with Mashreq, Noor, and GE, using his expertise to enhance customer-centric strategies and drive operational improvements.

Cyrus Ali Shah Bukhari
Marketing

Dynamic marketing leader with a global career at Standard Chartered, Citigroup, FedEx, and Philips. Expert in building marketing functions, brand strategy, and digital transformation. Brings deep insight into consumer behaviour and is known for delivering impactful, growth-driven campaigns across diverse markets.